What we do

AHB Pension & Divorce Solutions provides a source of expert help in solving the complex financial issues which arise on divorce. The firm is an Independent Financial Adviser ensuring complete impartiality in the range of financial services provided.

What makes Resolution Accredited IFA’s special?

The Directors, David Andrews and Calvin Brady have obtained the Resolution Accreditation for Independent Financial Advisers which means that they have met the high standards of ethics and expertise to understand fully the needs of both divorcing couples and their lawyers.

AHB Pension & Divorce Solutions is authorised by the Financial Services Authority to advise on pension transfers. This is particularly important where the pension options need to be considered, including Pension Sharing and Attachment Orders.

Collaborative Divorce

The Resolution Group have laid down specific rules that need to be met when introducing a Financial Adviser to the process. An Adviser can either act as a Financial Neutral or as a Financial Implementer, but not both.

AHB Pension & Divorce Solutions will gladly act in either of these roles and bring into the collaborative process factors and considerations which will enable a fair and simple solution to a divorce situation.

Court Proceedings

With already significant experience in this area, AHB Pension & Divorce Solutions has adopted the ‘five stage process’ as a method of reaching a divorce settlement.

Five Stage Process – The ‘five stage process’ enables the various activities, relating to contested financial claims arising from divorce proceedings, to be clearly defined for the benefit of the client. The associated costs incurred are clearly laid out and payable after completion of each stage. The ‘five stage’ approach also enables the monitoring of progress to be simplified.

• Stage One Assessment of Information Provided
• Stage Two Data Gathering – Further Assessment
• Stage Three Report – Outlining Options
• Stage Four Specific Advice & Recommendation
• Stage Five Implementation - Transaction of Business

Report service

In return for a fixed fee, we are able to provide a comprehensive analysis of pension benefits where pension sharing is to be considered. This is an essential tool in helping to decide on the most appropriate division of the financial assets.

What are the costs involved?

We will charge an hourly rate fee, the amount of which would be agreed prior to any advice or meeting taking place.

Bringing real benefits

Within our organisation, we have an established mortgage firm called Independent Independent Mortgage Solutions. They have sound and experienced knowledge of the mortgage market making it easy to assist clients in finding financial solutions, which can be especially useful during this difficult time. Their services include the provision of a mortgage assessment facility letter for a fixed fee.

The advantage of having such a close relationship between AHB Pension & Divorce Solutions and Independent Independent Mortgage Solutions is that the two firms can liaise with each other in finding and advising on the required recommendation.

AHB Pension & Divorce Solutions is a trading style of Andrews Hammond Brady Ltd which is authorised and regulated by the Financial Service Authority.

Independent Solutions (Mortgages) Ltd, trading as Independent Independent Mortgage Solutions, is an appointed representative of Andrews Hammond Brady Ltd which is authorised and regulated by the Financial Services Authority. Your home may be repossessed if you do not keep up repayments on your mortgage.